As a member of PPLRRG, you are actively participating in managing your risk and enhancing your professional education. Our Physician Malpractice Program employs proactive, cutting edge strategies to control and manage claims, while keeping member costs down. Through our New Staff Physician Program, qualifying physicians are enrolled for a premium of $1 for the entire first year. Access to affordable Long Term Disability insurance is an effective supplement to our comprehensive risk management plan for members. Learn more about PPLRRG’s programs below.
Physician Malpractice Program > New Staff Physician Program > Long Term Disability Program >
Long Term Disability Program:
As a group, physicians tend to take wise financial precautions. Life and health insurance are rarely overlooked and they typically invest wisely for their retirement. However, the debilitating effects of a disabling illness or injury often go unconsidered, or there is a perception of low risk. Unfortunately, this is not the case. In fact, the chance of a disabling illness or injury is shockingly high. Long Term Disability insurance is an essential part of any physician’s risk management program, and PPLRRG ensures that our members have access to this important protection.
Eligible for all members, ages 64 and under, with at least $100,000 of annual earned income
Health history is not considered as long as you meet the Lloyd’s of London “actively at work” definition, and you have not been homebound or admitted to a medical facility due to injury or illness
A $1 million lump sum benefit will be paid as a result of a covered injury or sickness if you are totally unable to perform the duties of your regular occupation, and you are not expected to recover
Benefits are not subject to income tax
Should your membership with PPLRRG terminate, you may continue your coverage