As a member of PPLRRG, you are actively participating in managing your risk and enhancing your professional education. Our Physician Malpractice Program employs proactive, cutting edge strategies to control and manage claims, while keeping member costs down. Through our New Staff Physician Program, qualifying physicians are enrolled for a premium of $1 for the entire first year. Access to affordable Long Term Disability insurance is an effective supplement to our comprehensive risk management plan for members. Learn more about PPLRRG’s programs below.
Physician Malpractice Program > New Staff Physician Program > Long Term Disability Program >
New Staff Physician Program:
Physicians entering private practice straight from a residency, internship and /or fellowship program, have enough on their minds. Concerns about liability insurance shouldn’t be at the top of that list. PPLRRG has developed a New Staff Physician Program which introduces qualifying members to our comprehensive risk management program at a premium of only $1 for the entire first year. At the end of that first year, the premium will start as if it were the beginning of year 1. In fact, you will be provided a quote for your 2nd year premium prior to binding initial coverage. This is our version of a welcome basket, and it gives our members the freedom – and time – to ensure they have made the right choice for their needs. PPLRRG is confident that our member physicians, both new and old, will continue to see PPLRRG as the right fit.
Deferred Premium Structure
Deferred Capital Structure
Physician ownership and control
Underwriting performed by a local physicians committee
Coverage is based on a Claims Made Policy Form
$25,000/$25,000 in defense coverage for State DPR investigations and Medicare/Medicaid actions ($1,000 deductible) higher aggregate is available for groups
Claim expenses do not erode limit of liability